Maybridge Finance

Our Team

Meet the people behind the company

Joey Bermudez


Joey has spent most of his adult life in banking, social entrepreneurship, FinTech investing, education, and development consulting.

He was CEO of two commercial banks and had a number of consulting engagements with the International Finance Corporation/World Bank Group and other multilateral organizations.

He advises a number of start-ups, impact funds, fintech companies, and non-profits. He teaches in graduate school part-time and has made iit his advocacy to help people demystify the world’s jargon.


Luis Sumabat

Vice Chairman

Luis has over thirty years of business experience. He held senior positions at Citibank and at the Philippine Commercial International Bank before turning entrepreneur. 

He has active equity interest in a billion-peso consumer finance company aside from Maybridge, a business process outsourcing company, an asset resolution firm, a triple A construction company, and various property companies.  

He holds a master’s degree in management and a bachelor’s degree in business administration.


Josefina Natividad

President and CEO

Josefina has over thirty years of banking experience. She held senior positions in Phiippine Veterans Bank, Chinatrust Commercial Bank (Philippines), ABN AMRO Bank (Philippines), Solidbank Corporation and Asianbank Corporatiion.

She holds a master’s degree in business administration and a bachelor’s degree in economics.

Jo runs Maybridge’s day to day operations and is concurrently President and Chief Operating Officer of, the country’s first digital selling platform for micro-entrepreneurs.  


Ramie Kristina Buyser

Head of Credit and Operations

Ramie has ten years of business experience. She held senior positions in a renewable energy company and in a leading audit firm in the Philippines. 

She holds a bachelor’s degree in accounting, is a Certified Public Accountant and is finishing up her degree in Business Administration.

Jomar Santos

Collection Supervisor

Jomar has seven years of work experience including six years in the field of credit and collection.

He holds a bachelor’s degree in business administration, major in financial management